Mutual Fund Investing Questions
Clear, honest answers about SIPs, plan types, minimums, and what an AMFI-registered distributor actually does for your portfolio.
Q.What is the difference between a Direct plan and a Regular plan?
In a Regular Plan, an AMFI-registered distributor (such as Makkar Investor Services) facilitates your onboarding, KYC, portfolio tracking, scheme suitability, rebalancing reviews, and ongoing client service, receiving distribution commission from the AMC built into the scheme expense ratio. Direct plans do not involve a distributor and carry a slightly lower expense ratio, requiring the investor to handle all research, execution, compliance, and dispute resolution independently.
Q.What is the minimum amount needed to start a Systematic Investment Plan (SIP)?
Most diversified mutual fund schemes allow you to begin an automated SIP with as little as ₹500 to ₹1,000 per month. The key to wealth creation is consistency and time horizon rather than a massive initial sum.
Explore Other Questions
Turn your goals into a clear next step.
Structuring a new SIP, evaluating family term protection, or exploring smart credit — our principal advisors will map it with you, confidentially.
Your first consultation is free, and genuinely useful.
One conversation, real numbers, zero obligation. Bring your questions — leave with a direction.
Monday – Saturday: 9:30 AM to 6:30 PM. Confidential discovery — verified AMFI Registered Distributor, no unsolicited marketing.