Compounding Pathway
Building Sustainable Family Wealth
True wealth creation does not rely on short-term speculative trading. It is the steady accumulation of productive economic assets that generate dividends, business earnings, and capital appreciation over multiple market cycles.
Pillar 1
Automated Rupee-Cost Averaging
Investing a fixed amount every month purchases more equity units when markets fall, naturally lowering your average cost.
Pillar 2
Annual 10% Step-Up SIP
Stepping up monthly contributions by 10% each year can nearly double your final corpus compared to keeping investments flat.
Pillar 3
Asset Allocation Discipline
Combining domestic equity with defensive fixed-income hedges insulates your peace of mind when market volatility spikes.
Simulate Your Wealth Accumulation
₹1,000₹2,00,000
6%12%18%
1 Yr15 Yrs30 Yrs
Grow your SIP alongside annual income appraisals.
0%10% (recommended)20%
Compounded monthly. Real portfolio returns fluctuate with market conditions and asset allocation.
Projected maturity corpus
₹75.69 L
Exact value: ₹75,68,640
Invested — 36%Gain — 64%
Total invested₹27,00,000
Estimated gain₹48,68,640
Year-by-year compounding projection
Compounded monthly at 12%
| End of year | Amount invested | Projected value | Wealth gain |
|---|---|---|---|
| Year 1 | ₹1,80,000 | ₹1,92,140 | +₹12,140 |
| Year 2 | ₹3,60,000 | ₹4,08,648 | +₹48,648 |
| Year 3 | ₹5,40,000 | ₹6,52,615 | +₹1,12,615 |
| Year 4 | ₹7,20,000 | ₹9,27,523 | +₹2,07,523 |
| Year 5 | ₹9,00,000 | ₹12,37,295 | +₹3,37,295 |
| Year 6 | ₹10,80,000 | ₹15,86,355 | +₹5,06,355 |
| Year 7 | ₹12,60,000 | ₹19,79,685 | +₹7,19,685 |
| Year 8 | ₹14,40,000 | ₹24,22,898 | +₹9,82,898 |
| Year 9 | ₹16,20,000 | ₹29,22,323 | +₹13,02,323 |
| Year 10 | ₹18,00,000 | ₹34,85,086 | +₹16,85,086 |
| Year 11 | ₹19,80,000 | ₹41,19,222 | +₹21,39,222 |
| Year 12 | ₹21,60,000 | ₹48,33,783 | +₹26,73,783 |
| Year 13 | ₹23,40,000 | ₹56,38,967 | +₹32,98,967 |
| Year 14 | ₹25,20,000 | ₹65,46,269 | +₹40,26,269 |
| Year 15 | ₹27,00,000 | ₹75,68,640 | +₹48,68,640 |