Prudent Borrowing Aligned With Your Balance Sheet
Borrowing is an essential financial lever when used intelligently. We help you compare lending institutions, optimize EMI structures, and leverage collateral like mutual funds for instant liquidity.
Loan Against Mutual Funds (LAMF) — Liquidity Without Selling
Need short-term funds for a business opportunity, tax liability, or urgent expense? Selling your equity mutual funds triggers long-term capital gains (LTCG) tax and permanently interrupts your compounding journey.
Your mutual funds stay invested and keep participating in market upside.
Pay interest only on the exact amount you withdraw, for the exact number of days.
Avoid triggering capital gains taxes associated with premature redemptions.
Home Loans
Assistance with competitive floating vs fixed rate evaluation, pre-sanction verification, and step-down EMI structuring across major scheduled banks.
Loan Against Property (LAP)
Monetize existing residential or commercial property equity to fund major personal or corporate expansions with longer repayment tenures.
Business & Working Capital
Structured credit facilities for MSMEs, professionals, and growing enterprises, aligning repayment schedules with cash-flow seasonality.
Loans and credit facilities are sanctioned, processed, and disbursed solely at the discretion of partner scheduled banks and RBI-registered NBFCs based on their respective internal risk policies and borrower eligibility. Makkar Investor Services does not guarantee loan sanctions or fee waivers.