Mutual Funds Built Around Your Life Goals
We don't chase hot tips or yesterday's top-performing scheme. We formulate customized asset allocation roadmaps that harness long-term compounding while managing risk prudently.
Who This Service Suits
- Salaried Professionals: Looking to automate monthly wealth creation through disciplined SIPs that step up with salary appraisals.
- Goal-Oriented Families: Creating earmarked portfolios for children's higher education, wedding milestones, or long-term financial freedom.
- Business Owners & Professionals: Seeking efficient treasury parking for surplus liquidity or conservative inflation-beating yields.
How We Evaluate Schemes
- Risk-Adjusted Ratios: We prioritize Sharpe, Sortino, and capture ratios over short-term 1-year trailing gains.
- Downside Protection: We analyze how fund managers behaved during 2008, 2020, and recent market corrections.
- Portfolio Overlap Control: We ensure you aren't accidentally holding the same 20 stocks across 6 different fund schemes.
Calculate Your SIP Growth Potential
Grow your SIP alongside annual income appraisals.
Year-by-year compounding projection
| End of year | Amount invested | Projected value | Wealth gain |
|---|---|---|---|
| Year 1 | ₹1,80,000 | ₹1,92,140 | +₹12,140 |
| Year 2 | ₹3,60,000 | ₹4,08,648 | +₹48,648 |
| Year 3 | ₹5,40,000 | ₹6,52,615 | +₹1,12,615 |
| Year 4 | ₹7,20,000 | ₹9,27,523 | +₹2,07,523 |
| Year 5 | ₹9,00,000 | ₹12,37,295 | +₹3,37,295 |
| Year 6 | ₹10,80,000 | ₹15,86,355 | +₹5,06,355 |
| Year 7 | ₹12,60,000 | ₹19,79,685 | +₹7,19,685 |
| Year 8 | ₹14,40,000 | ₹24,22,898 | +₹9,82,898 |
| Year 9 | ₹16,20,000 | ₹29,22,323 | +₹13,02,323 |
| Year 10 | ₹18,00,000 | ₹34,85,086 | +₹16,85,086 |
| Year 11 | ₹19,80,000 | ₹41,19,222 | +₹21,39,222 |
| Year 12 | ₹21,60,000 | ₹48,33,783 | +₹26,73,783 |
| Year 13 | ₹23,40,000 | ₹56,38,967 | +₹32,98,967 |
| Year 14 | ₹25,20,000 | ₹65,46,269 | +₹40,26,269 |
| Year 15 | ₹27,00,000 | ₹75,68,640 | +₹48,68,640 |
Frequently Asked Questions about Mutual Funds
Is SIP better than investing a lump sum?
SIP eliminates the emotional anxiety of picking a market top or bottom. It enforces monthly savings discipline and leverages rupee-cost averaging to buy more units when markets dip. For large windfalls, a Systematic Transfer Plan (STP) from a liquid fund to equity is typically recommended.
Are mutual fund returns guaranteed?
No. Mutual fund schemes do not guarantee returns. Equity schemes are subject to market cycles, and debt schemes are subject to interest rate and credit risks. Asset allocation across diversified categories helps manage these fluctuations.
Mutual Fund investments are subject to market risks. Read all scheme-related documents carefully before investing. Past performance is not an indicator of future returns. Makkar Investor Services is an AMFI-registered distributor and receives distribution commission directly from AMCs as per SEBI regulations.