SIP Wealth Compounding Calculator
Estimate how small, consistent monthly investments accumulate into a substantial financial corpus over time through the mathematics of compounding.
₹1,000₹2,00,000
6%12%18%
1 Yr15 Yrs30 Yrs
Grow your SIP alongside annual income appraisals.
0%10% (recommended)20%
Compounded monthly. Real portfolio returns fluctuate with market conditions and asset allocation.
Projected maturity corpus
₹75.69 L
Exact value: ₹75,68,640
Invested — 36%Gain — 64%
Total invested₹27,00,000
Estimated gain₹48,68,640
Year-by-year compounding projection
Compounded monthly at 12%
| End of year | Amount invested | Projected value | Wealth gain |
|---|---|---|---|
| Year 1 | ₹1,80,000 | ₹1,92,140 | +₹12,140 |
| Year 2 | ₹3,60,000 | ₹4,08,648 | +₹48,648 |
| Year 3 | ₹5,40,000 | ₹6,52,615 | +₹1,12,615 |
| Year 4 | ₹7,20,000 | ₹9,27,523 | +₹2,07,523 |
| Year 5 | ₹9,00,000 | ₹12,37,295 | +₹3,37,295 |
| Year 6 | ₹10,80,000 | ₹15,86,355 | +₹5,06,355 |
| Year 7 | ₹12,60,000 | ₹19,79,685 | +₹7,19,685 |
| Year 8 | ₹14,40,000 | ₹24,22,898 | +₹9,82,898 |
| Year 9 | ₹16,20,000 | ₹29,22,323 | +₹13,02,323 |
| Year 10 | ₹18,00,000 | ₹34,85,086 | +₹16,85,086 |
| Year 11 | ₹19,80,000 | ₹41,19,222 | +₹21,39,222 |
| Year 12 | ₹21,60,000 | ₹48,33,783 | +₹26,73,783 |
| Year 13 | ₹23,40,000 | ₹56,38,967 | +₹32,98,967 |
| Year 14 | ₹25,20,000 | ₹65,46,269 | +₹40,26,269 |
| Year 15 | ₹27,00,000 | ₹75,68,640 | +₹48,68,640 |
Illustrative Purpose Disclaimer
The calculations displayed above are purely mathematical simulations assuming constant compound growth. Mutual fund returns are not fixed and fluctuate based on underlying security performance, macroeconomic factors, and market volatility. Taxes (STCG/LTCG) and fund expense ratios may alter net received returns.