Loans & Structured Credit Questions
Understand Loan Against Mutual Funds (LAMF), LAP, and business credit — and when pledging investments beats breaking them.
Q.What is a Loan Against Mutual Funds (LAMF)?
A Loan Against Mutual Funds allows you to pledge your existing equity or debt mutual fund units with a lending institution to obtain an overdraft credit line or term loan. This provides immediate emergency liquidity at competitive interest rates without requiring you to redeem your units or trigger capital gains taxation.
Q.What types of loans does Makkar Investor Services assist with?
We assist clients in evaluating and processing Home Loans, Loan Against Property (LAP), Business and Working Capital Loans, and Loan Against Securities/Mutual Funds through our relationships with leading scheduled commercial banks and NBFCs.
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